Discussion:
[Ukraine $170 billion+...] US homelessness up 18% as affordable housing remains out of reach for many people
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Leroy N. Soetoro
2024-12-27 22:38:23 UTC
Permalink
https://abc7.com/post/how-many-people-are-homeless-2024/15715340/

The United States saw an 18.1% increase in homelessness this year, a
dramatic rise driven mostly by a lack of affordable housing as well as
devastating natural disasters and a surge of migrants in several parts of
the country, federal officials said Friday.

The U.S. Department of Housing and Urban Development said federally
required tallies taken across the country in January found that more than
770,000 people were counted as homeless - a number that misses some people
and does not include those staying with friends or family because they do
not have a place of their own.

That increase comes on top of a 12% increase in 2023, which HUD blamed on
soaring rents and the end of pandemic assistance. The 2023 increase also
was driven by people experiencing homelessness for the first time. The
numbers overall represent 23 of every 10,000 people in the U.S., with
Black people being overrepresented among the homeless population.

"No American should face homelessness, and the Biden-Harris Administration
is committed to ensuring every family has access to the affordable, safe,
and quality housing they deserve," HUD Agency Head Adrianne Todman said in
a statement, adding that the focus should remain on "evidence-based
efforts to prevent and end homelessness."

Among the most concerning trends was a nearly 40% rise in family
homelessness - one of the areas that was most affected by the arrival of
migrants in big cities. Family homelessness more than doubled in 13
communities impacted by migrants including Denver, Chicago and New York
City, according to HUD, while it rose less than 8% in the remaining 373
communities. Nearly 150,000 children experienced homelessness on a single
night in 2024, reflecting a 33% jump from last year.

Disasters also played a part in the rise in the count, especially last
year's catastrophic Maui wildfire, the deadliest U.S. wildfire in more
than a century. More than 5,200 people were staying in emergency shelters
in Hawaii on the night of the count.

"Increased homelessness is the tragic, yet predictable, consequence of
underinvesting in the resources and protections that help people find and
maintain safe, affordable housing," Renee Willis, incoming interim CEO of
the National Low Income Housing Coalition, said in a statement. "As
advocates, researchers, and people with lived experience have warned, the
number of people experiencing homelessness continues to increase as more
people struggle to afford sky-high housing costs."

The numbers also come as increasing numbers of communities are taking a
hard line against homelessness.

Angered by often dangerous and dirty tent camps, communities - especially
in Western states - have been enforcing bans on camping. That follows a 6-
3 ruling last year by the Supreme Court that found that outdoor sleeping
bans don't violate the Eighth Amendment. Homeless advocates argued that
punishing people who need a place to sleep would criminalize homelessness.

There was some positive news in the count, as homelessness among veterans
continued to trend downwards. Homelessness among veterans dropped 8% to
32,882 in 2024. It was an even larger decrease for unsheltered veterans,
declining 11% to 13,851 in 2024.

"The reduction in veteran homelessness offers us a clear roadmap for
addressing homelessness on a larger scale," Ann Oliva, CEO of the National
Alliance to End Homelessness, said in a statement. "With bipartisan
support, adequate funding, and smart policy solutions, we can replicate
this success and reduce homelessness nationwide. Federal investments are
critical in tackling the country's housing affordability crisis and
ensuring that every American has access to safe, stable housing."

Several large cities had success bringing down their homeless numbers.
Dallas, which worked to overhaul its homeless system, saw a 16% drop in
its numbers between 2022 to 2024. Los Angeles, which increased housing for
the homeless, saw a drop of 5% in unsheltered homelessness since 2023.
California, the most populous state in the U.S., continued to have the
nation's largest homeless population, followed by New York, Washington,
Florida and Massachusetts.

The sharp increase in the homeless population over the past two years
contrasts with success the U.S. had been having for more than a decade.

Going back to the first 2007 survey, the U.S. made steady progress for
about a decade in reducing the homeless population as the government
focused particularly on increasing investments to get veterans into
housing. The number of homeless people dropped from about 637,000 in 2010
to about 554,000 in 2017.

The numbers ticked up to about 580,000 in the 2020 count and held
relatively steady over the next two years as Congress responded to the
COVID-19 pandemic with emergency rental assistance, stimulus payments, aid
to states and local governments and a temporary eviction moratorium.
--
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queer liberal democrat donors.
Ed P
2024-12-28 01:18:52 UTC
Permalink
Post by Leroy N. Soetoro
https://abc7.com/post/how-many-people-are-homeless-2024/15715340/
The United States saw an 18.1% increase in homelessness this year, a
dramatic rise driven mostly by a lack of affordable housing as well as
devastating natural disasters and a surge of migrants in several parts of
the country, federal officials said Friday.
The U.S. Department of Housing and Urban Development said federally
required tallies taken across the country in January found that more than
770,000 people were counted as homeless - a number that misses some people
and does not include those staying with friends or family because they do
not have a place of their own.
One reason is big money investors and buying houses and jacking up the
rents. Developers will build 200 houses and half will go to investment
companies.

In Florida, quite a few modest priced trailer parks have been scooped up
and rents are increase 50% or they are kicked out so a hotel can be
built on the land.

Life is getting tougher and tougher for the lower income and retirees.
pothead
2024-12-28 01:37:58 UTC
Permalink
Post by Ed P
Post by Leroy N. Soetoro
https://abc7.com/post/how-many-people-are-homeless-2024/15715340/
The United States saw an 18.1% increase in homelessness this year, a
dramatic rise driven mostly by a lack of affordable housing as well as
devastating natural disasters and a surge of migrants in several parts of
the country, federal officials said Friday.
The U.S. Department of Housing and Urban Development said federally
required tallies taken across the country in January found that more than
770,000 people were counted as homeless - a number that misses some people
and does not include those staying with friends or family because they do
not have a place of their own.
One reason is big money investors and buying houses and jacking up the
rents. Developers will build 200 houses and half will go to investment
companies.
In Florida, quite a few modest priced trailer parks have been scooped up
and rents are increase 50% or they are kicked out so a hotel can be
built on the land.
Life is getting tougher and tougher for the lower income and retirees.
This is true.
Take a look at virtually any large company investment portfolio suggestions and
you will most definitely see real estate as one of the options.
--
pothead

"Give a man a fish and you turn him into a Democrat for life"
"Teach a man to fish and he might become a self-sufficient conservative Republican"
T
2024-12-28 02:51:33 UTC
Permalink
Post by pothead
This is true.
Take a look at virtually any large company investment portfolio suggestions and
you will most definitely see real estate as one of the options.
With most folks no longer able to afford a house,
I sense the investment crowd may be in for a
drastic "market adjustment" when the find they
can't sell.
Ed P
2024-12-28 04:02:33 UTC
Permalink
Post by T
Post by pothead
This is true.
Take a look at virtually any large company investment portfolio suggestions and
you will most definitely see real estate as one of the options.
With most folks no longer able to afford a house,
I sense the investment crowd may be in for a
drastic "market adjustment" when the find they
can't sell.
Many don't want to sell. They want to rent them and bleed you monthly.

Many of the hurricane damaged houses are being snatched up by investment
companies. Surely not as a public service.

Many years ago, there were a couple of people in every town that owned a
few houses and rented them, often as a sideline for a few bucks. They
are gone, replace by Wall Street crowd/
T
2024-12-28 08:14:47 UTC
Permalink
Post by T
Post by pothead
This is true.
Take a look at virtually any large company investment portfolio suggestions and
you will most definitely see real estate as one of the options.
With most folks no longer able to afford a house,
I sense the investment crowd may be in for a
drastic "market adjustment" when the find they
can't sell.
Many don't want to sell.  They want to rent them and bleed you monthly.
At 95% of the cost of a house payment too.
Many of the hurricane damaged houses are being snatched up by investment
companies.  Surely not as a public service.
Many years ago, there were a couple of people in every town that owned a
few houses and rented them, often as a sideline for a few bucks.  They
are gone, replace by Wall Street crowd/
Here is Northern Nevada, with all the refugees bearing money
fleeing the People's Republic of California, the housing
prices are going ridiculously high. And renters are getting
toss out on their noses in order to sell their houses.
pothead
2024-12-28 15:04:39 UTC
Permalink
Post by T
Post by T
Post by pothead
This is true.
Take a look at virtually any large company investment portfolio suggestions and
you will most definitely see real estate as one of the options.
With most folks no longer able to afford a house,
I sense the investment crowd may be in for a
drastic "market adjustment" when the find they
can't sell.
Many don't want to sell.  They want to rent them and bleed you monthly.
At 95% of the cost of a house payment too.
Yep.
Post by T
Many of the hurricane damaged houses are being snatched up by investment
companies.  Surely not as a public service.
Many years ago, there were a couple of people in every town that owned a
few houses and rented them, often as a sideline for a few bucks.  They
are gone, replace by Wall Street crowd/
Here is Northern Nevada, with all the refugees bearing money
fleeing the People's Republic of California, the housing
prices are going ridiculously high. And renters are getting
toss out on their noses in order to sell their houses.
In NYC Asians are buying up the market in the boroughs like Brooklyn, Queens
etc and the prices are astronomical.
Plus with taxes, utilities, expenses going up as well it takes a lot of money to live
there let alone purchase a home without having roommates, co-borrowers etc.

Even the hotels, some of them 4 star variety, are housing migrants instead of the
regular number of NYC tourists.
They get top dollar and the government pays for any damages as well.
--
pothead

"Give a man a fish and you turn him into a Democrat for life"
"Teach a man to fish and he might become a self-sufficient conservative Republican"
"Don't underestimate Joe's ability to fuck things up,"
--- Barack H. Obama
pothead
2024-12-28 14:54:45 UTC
Permalink
Post by T
Post by pothead
This is true.
Take a look at virtually any large company investment portfolio suggestions and
you will most definitely see real estate as one of the options.
With most folks no longer able to afford a house,
I sense the investment crowd may be in for a
drastic "market adjustment" when the find they
can't sell.
It's a possibility.
--
pothead

"Give a man a fish and you turn him into a Democrat for life"
"Teach a man to fish and he might become a self-sufficient conservative Republican"
"Don't underestimate Joe's ability to fuck things up,"
--- Barack H. Obama
186282@ud0s4.net
2024-12-29 07:59:17 UTC
Permalink
Post by pothead
Post by T
Post by pothead
This is true.
Take a look at virtually any large company investment portfolio suggestions and
you will most definitely see real estate as one of the options.
With most folks no longer able to afford a house,
I sense the investment crowd may be in for a
drastic "market adjustment" when the find they
can't sell.
It's a possibility.
HAPPENED - not THAT long ago. Very
bad downstream impacts too.

But PEOPLE NEVER LEARN and let it all
happen AGAIN.

There IS a certain segment that reaps
profits whether stuff goes up OR down ...
Siri Cruise
2024-12-29 10:37:48 UTC
Permalink
Post by pothead
Post by T
Post by pothead
This is true.
Take a look at virtually any large company investment
portfolio suggestions and
you will most definitely see real estate as one of the options.
With most folks no longer able to afford a house,
I sense the investment crowd may be in for a
drastic "market adjustment" when the find they
can't sell.
It's a possibility.
  HAPPENED - not THAT long ago. Very
  bad downstream impacts too.
  But PEOPLE NEVER LEARN and let it all
  happen AGAIN.
And elect a convicted felon.
--
Siri Seal of Disavowal #000-001. Disavowed. Denied. @
'I desire mercy, not sacrifice.' /|\
The Church of the Holey Apple .signature 3.2 / \
of Discordian Mysteries. This post insults Islam. Mohamed
186282@ud0s4.net
2024-12-28 07:46:15 UTC
Permalink
Post by pothead
Post by Ed P
Post by Leroy N. Soetoro
https://abc7.com/post/how-many-people-are-homeless-2024/15715340/
The United States saw an 18.1% increase in homelessness this year, a
dramatic rise driven mostly by a lack of affordable housing as well as
devastating natural disasters and a surge of migrants in several parts of
the country, federal officials said Friday.
The U.S. Department of Housing and Urban Development said federally
required tallies taken across the country in January found that more than
770,000 people were counted as homeless - a number that misses some people
and does not include those staying with friends or family because they do
not have a place of their own.
One reason is big money investors and buying houses and jacking up the
rents. Developers will build 200 houses and half will go to investment
companies.
In Florida, quite a few modest priced trailer parks have been scooped up
and rents are increase 50% or they are kicked out so a hotel can be
built on the land.
Life is getting tougher and tougher for the lower income and retirees.
This is true.
Take a look at virtually any large company investment portfolio suggestions and
you will most definitely see real estate as one of the options.
And this will BITE 'EM IN THE ASS sooner or later
(probably sooner at this point).

Remember the LAST real-estate bubble ? Wasn't THAT
long ago - but people NEVER learn .....

Very soon govt intervention - which will be rude
and crude - is gonna become a political necessity,
and not just in the USA.
Clare Snyder
2024-12-28 19:43:13 UTC
Permalink
Post by ***@ud0s4.net
Post by pothead
Post by Ed P
Post by Leroy N. Soetoro
https://abc7.com/post/how-many-people-are-homeless-2024/15715340/
The United States saw an 18.1% increase in homelessness this year, a
dramatic rise driven mostly by a lack of affordable housing as well as
devastating natural disasters and a surge of migrants in several parts of
the country, federal officials said Friday.
The U.S. Department of Housing and Urban Development said federally
required tallies taken across the country in January found that more than
770,000 people were counted as homeless - a number that misses some people
and does not include those staying with friends or family because they do
not have a place of their own.
One reason is big money investors and buying houses and jacking up the
rents. Developers will build 200 houses and half will go to investment
companies.
In Florida, quite a few modest priced trailer parks have been scooped up
and rents are increase 50% or they are kicked out so a hotel can be
built on the land.
Life is getting tougher and tougher for the lower income and retirees.
This is true.
Take a look at virtually any large company investment portfolio suggestions and
you will most definitely see real estate as one of the options.
And this will BITE 'EM IN THE ASS sooner or later
(probably sooner at this point).
Remember the LAST real-estate bubble ? Wasn't THAT
long ago - but people NEVER learn .....
Very soon govt intervention - which will be rude
and crude - is gonna become a political necessity,
and not just in the USA.
There will always be people who cannot buy - but can pay exhorbitent
rent. They can hardly scratch together first and last month's rent, so
not a chance in HELL they can come up with a down payment - but they
can scratch together MORE than a reasonable mortgage payment every
month for rent.
This is what the real estate investors count on - and it will NEVER
CHANGE.
They may make less in a few years if money gets tighter, but they will
never lose.They almost always get more for rent than their mortgage
payment (if they have one) and their return on investment is always
higher than they can get in a typical investment -and over the long
term their equity will always go up.
That said, being a landlord is the LAST way I'd want to make my
living - - - - -
Siri Cruise
2024-12-28 07:14:44 UTC
Permalink
Post by Ed P
Post by Leroy N. Soetoro
https://abc7.com/post/how-many-people-are-homeless-2024/15715340/
The United States saw an 18.1% increase in homelessness this
year, a
dramatic rise driven mostly by a lack of affordable housing as well as
devastating natural disasters and a surge of migrants in several parts of
the country, federal officials said Friday.
The U.S. Department of Housing and Urban Development said federally
required tallies taken across the country in January found that more than
770,000 people were counted as homeless - a number that misses some people
and does not include those staying with friends or family
because they do
not have a place of their own.
One reason is big money investors and buying houses and jacking up
the rents.  Developers will build 200 houses and half will go to
investment companies.
In Florida, quite a few modest priced trailer parks have been
scooped up and rents are increase 50% or they are kicked out so a
hotel can be built on the land.
Life is getting tougher and tougher for the lower income and
retirees.
We must cut taxes on the rich. Their increased wealth will trickle
down in a golden shower. Reagan introduced this new dynamic, and
lower incomes have been boosted since.
--
Siri Seal of Disavowal #000-001. Disavowed. Denied. @
'I desire mercy, not sacrifice.' /|\
The Church of the Holey Apple .signature 3.2 / \
of Discordian Mysteries. This post insults Islam. Mohamed
Racheal Madcow
2024-12-28 11:59:47 UTC
Permalink
Post by Ed P
Life is getting tougher and tougher for the lower income and retirees.
But Biden & Harris said they were going to make things better for the slaves...yet here we are.
Siri Cruise
2024-12-28 12:43:08 UTC
Permalink
Post by Racheal Madcow
Post by Ed P
Life is getting tougher and tougher for the lower income and
retirees.
But Biden & Harris said they were going to make things better for
the slaves...yet here we are.
Here I am!
Stuck in the muddle with you!

Choo choo!
--
Siri Seal of Disavowal #000-001. Disavowed. Denied. @
'I desire mercy, not sacrifice.' /|\
The Church of the Holey Apple .signature 3.2 / \
of Discordian Mysteries. This post insults Islam. Mohamed
Chris Ahlstrom
2024-12-28 13:24:16 UTC
Permalink
Post by Racheal Madcow
Post by Ed P
Life is getting tougher and tougher for the lower income and retirees.
But Biden & Harris said they were going to make things better for the
slaves...yet here we are.
You didn't give Harris any chance, bro.

How about Musk? He could give a $1000 to every single person and child in
America.

Or, since the homeless represent 0.19 percent (0.0019) or thereabouts
of the population, around 770 thousand people or so, he could buy every one of
them a decent home and still have hundreds of billions left over.
--
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- Walk around your computer widdershins 3 times, chanting "Linus is
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- Apply the patch included in this mail
- Call your system "Super-67", and don't forget to unapply the patch
before you later applying the official 1.3.68 patch.
- reboot
-- Linus Torvalds, announcing another kernel patch
Ed P
2024-12-28 13:28:33 UTC
Permalink
Post by Racheal Madcow
Post by Ed P
Life is getting tougher and tougher for the lower income and retirees.
But Biden & Harris said they were going to make things better for the
slaves...yet here we are.
Billionaires used their tax cut money to buy up modest priced housing
Clare Snyder
2024-12-28 19:51:42 UTC
Permalink
Post by Ed P
Post by Racheal Madcow
Post by Ed P
Life is getting tougher and tougher for the lower income and retirees.
But Biden & Harris said they were going to make things better for the
slaves...yet here we are.
Billionaires used their tax cut money to buy up modest priced housing
Around here they (largely Russian and Chinese investors) are buying
up "affordable" rentals, evicting the long term tennants (rent
controlled) to "renovate" the apartments, then putting them back on
the market for 3 times or more the original rent.
The "renovations"?
Repaint, new floor covering, and new kitchen with granite countertops
and Gauche fixtures.
And MAYBE new elevators - which should have been replaced 10 years
ago??
And where do these former tennants end up????
Too many - including seniors, end up in the shelter system, or worse
yet, on the streets.
Ed P
2024-12-28 22:08:29 UTC
Permalink
Post by Clare Snyder
Post by Ed P
Post by Racheal Madcow
Post by Ed P
Life is getting tougher and tougher for the lower income and retirees.
But Biden & Harris said they were going to make things better for the
slaves...yet here we are.
Billionaires used their tax cut money to buy up modest priced housing
Around here they (largely Russian and Chinese investors) are buying
up "affordable" rentals, evicting the long term tennants (rent
controlled) to "renovate" the apartments, then putting them back on
the market for 3 times or more the original rent.
The "renovations"?
Repaint, new floor covering, and new kitchen with granite countertops
and Gauche fixtures.
And MAYBE new elevators - which should have been replaced 10 years
ago??
And where do these former tennants end up????
Too many - including seniors, end up in the shelter system, or worse
yet, on the streets.
Florida has been growing and thousands of houses built in the last
decade. Nice houses, nice profit for the builders. I bought one too.

That said, they have no interest in building what could be affordable
for the low to modest income people that we need in our lives. Put up
30 or 50 homes in the sub $200k range. Max of 1000 sq. ft, one bath
would work for many.

My first house in Philadelphia is a row home and is now in the $200k
range. I bought it in 1966 for $10,600, sold it in 1981 for 35k and
though that was great. There are thousands of houses like that built in
the past, but no more.
Clare Snyder
2024-12-29 03:46:58 UTC
Permalink
Post by Ed P
Post by Clare Snyder
Post by Ed P
Post by Racheal Madcow
Post by Ed P
Life is getting tougher and tougher for the lower income and retirees.
But Biden & Harris said they were going to make things better for the
slaves...yet here we are.
Billionaires used their tax cut money to buy up modest priced housing
Around here they (largely Russian and Chinese investors) are buying
up "affordable" rentals, evicting the long term tennants (rent
controlled) to "renovate" the apartments, then putting them back on
the market for 3 times or more the original rent.
The "renovations"?
Repaint, new floor covering, and new kitchen with granite countertops
and Gauche fixtures.
And MAYBE new elevators - which should have been replaced 10 years
ago??
And where do these former tennants end up????
Too many - including seniors, end up in the shelter system, or worse
yet, on the streets.
Florida has been growing and thousands of houses built in the last
decade. Nice houses, nice profit for the builders. I bought one too.
That said, they have no interest in building what could be affordable
for the low to modest income people that we need in our lives. Put up
30 or 50 homes in the sub $200k range. Max of 1000 sq. ft, one bath
would work for many.
My first house in Philadelphia is a row home and is now in the $200k
range. I bought it in 1966 for $10,600, sold it in 1981 for 35k and
though that was great. There are thousands of houses like that built in
the past, but no more.
Up here you can't buy a hen house for $200000. The old row
houses/brownstones go for well over $600000 and condo townhomes start
at about $400000 plus condo fees . Usually come with one parking spot,
but some you ned to rent the spot, and some do not have one spot per
unit.
The "wartime" houses built for returning servicemen in the late '40s
- one and a half story and no basement - are now selling in the low
$600000 range. Those are supposed to be "affordable" homes - - -
Being a university town a lot of apartments and condos went up
recently here in Waterloo and Kitchener - but almost all single
bedroom, studio, or multi bedroom student apartments. They would have
freed up some "affordable" family homes except they were torn down to
build the condos and apartments.
These units were built to house the huge influx of foreign students -
mostly from India and China - that were encouraged to come to help
finance the schools (foreign students pay MUCH more than Canadian
students) and now with the restrictions on foreign students there will
be hard to fill - but there is still no "affordable family homes"
available. Lots of the single bedroom condos not aimed at students
were built for the "young urban professionals" - the university grads
working for Google, RIM, Square, Shopify, Amazon, and other startups
here in "silicon valley north".
Fine for the singles or DINKsm but no good at all for if and when
they decide to start a family - - -
Ed P
2024-12-29 04:26:13 UTC
Permalink
Post by Clare Snyder
Post by Ed P
My first house in Philadelphia is a row home and is now in the $200k
range. I bought it in 1966 for $10,600, sold it in 1981 for 35k and
though that was great. There are thousands of houses like that built in
the past, but no more.
Up here you can't buy a hen house for $200000. The old row
houses/brownstones go for well over $600000 and condo townhomes start
at about $400000 plus condo fees . Usually come with one parking spot,
but some you ned to rent the spot, and some do not have one spot per
unit.
A couple here even less, some are more. Nothing fancy but easy to
maintain, reasonable taxes. In the city there are many thousands of them.

https://www.zillow.com/homes/19136_rb/
Cindy Hamilton
2024-12-29 10:27:09 UTC
Permalink
Post by Clare Snyder
The "wartime" houses built for returning servicemen in the late '40s
- one and a half story and no basement - are now selling in the low
$600000 range. Those are supposed to be "affordable" homes - - -
Being a university town a lot of apartments and condos went up
recently here in Waterloo and Kitchener - but almost all single
bedroom, studio, or multi bedroom student apartments. They would have
freed up some "affordable" family homes except they were torn down to
build the condos and apartments.
These units were built to house the huge influx of foreign students -
mostly from India and China - that were encouraged to come to help
finance the schools (foreign students pay MUCH more than Canadian
students) and now with the restrictions on foreign students there will
be hard to fill - but there is still no "affordable family homes"
available. Lots of the single bedroom condos not aimed at students
were built for the "young urban professionals" - the university grads
working for Google, RIM, Square, Shopify, Amazon, and other startups
here in "silicon valley north".
Fine for the singles or DINKsm but no good at all for if and when
they decide to start a family - - -
Millions of people have raised a family in an apartment. I used to
know a guy who had never lived in a single-family home. And these
days, family is more "if" than "when".

There are plenty of listings for houses under $200,000 in this
county, but they're all outside of Ann Arbor. Of course, a lot
of them are beyond "fixer-upper", but some of them don't look
too bad. Most of them are two-bed, one-bath.
--
Cindy Hamilton
Ed P
2024-12-29 19:56:00 UTC
Permalink
Post by Cindy Hamilton
Millions of people have raised a family in an apartment. I used to
know a guy who had never lived in a single-family home. And these
days, family is more "if" than "when".
There are plenty of listings for houses under $200,000 in this
county, but they're all outside of Ann Arbor. Of course, a lot
of them are beyond "fixer-upper", but some of them don't look
too bad. Most of them are two-bed, one-bath.
Never lived in an apartment but many easily accommodate a small family.

I bought my first house when I was 20 and the family started a couple of
years later but with 3 bedrooms, it was easy. Some of our neighbors had
a few more kids.

Seems though, sometime about the 80s, they only built large more
expensive houses. More households with two incomes made it possible, be
that good or bad. Seems the priorities of families changed.
Clare Snyder
2024-12-29 20:56:18 UTC
Permalink
On Sun, 29 Dec 2024 10:27:09 -0000 (UTC), Cindy Hamilton
Post by Cindy Hamilton
Post by Clare Snyder
The "wartime" houses built for returning servicemen in the late '40s
- one and a half story and no basement - are now selling in the low
$600000 range. Those are supposed to be "affordable" homes - - -
Being a university town a lot of apartments and condos went up
recently here in Waterloo and Kitchener - but almost all single
bedroom, studio, or multi bedroom student apartments. They would have
freed up some "affordable" family homes except they were torn down to
build the condos and apartments.
These units were built to house the huge influx of foreign students -
mostly from India and China - that were encouraged to come to help
finance the schools (foreign students pay MUCH more than Canadian
students) and now with the restrictions on foreign students there will
be hard to fill - but there is still no "affordable family homes"
available. Lots of the single bedroom condos not aimed at students
were built for the "young urban professionals" - the university grads
working for Google, RIM, Square, Shopify, Amazon, and other startups
here in "silicon valley north".
Fine for the singles or DINKsm but no good at all for if and when
they decide to start a family - - -
Millions of people have raised a family in an apartment. I used to
know a guy who had never lived in a single-family home. And these
days, family is more "if" than "when".
There are plenty of listings for houses under $200,000 in this
county, but they're all outside of Ann Arbor. Of course, a lot
of them are beyond "fixer-upper", but some of them don't look
too bad. Most of them are two-bed, one-bath.
I'm talking under 600 square feet and many under 300 square feet one
room "studio" apartments - AKA Batchelors. You don't raise a family in
a place like that unless you are in China or Burkina Faso
pothead
2024-12-28 15:11:41 UTC
Permalink
Post by Racheal Madcow
Post by Ed P
Life is getting tougher and tougher for the lower income and retirees.
But Biden & Harris said they were going to make things better for the slaves...yet here we are.
Democrats have been saying that for decades and in the past, like minority voter issues as well,
the voters bought it hook line and sinker.

Well in 2024, the voters finally woke up from that deep sleep and realized that the democrats
have been lying to them and their support moved elsewhere.
--
pothead

"Give a man a fish and you turn him into a Democrat for life"
"Teach a man to fish and he might become a self-sufficient conservative Republican"
"Don't underestimate Joe's ability to fuck things up,"
--- Barack H. Obama
186282@ud0s4.net
2024-12-29 00:10:48 UTC
Permalink
Post by pothead
Post by Racheal Madcow
Post by Ed P
Life is getting tougher and tougher for the lower income and retirees.
But Biden & Harris said they were going to make things better for the slaves...yet here we are.
Democrats have been saying that for decades and in the past, like minority voter issues as well,
the voters bought it hook line and sinker.
Well in 2024, the voters finally woke up from that deep sleep and realized that the democrats
have been lying to them and their support moved elsewhere.
But I don't think it's gonna fix the home/rent price
issues. That'll require the market to collapse (did
before) or the kind of heavy-handed tampering with
the market Republicans are almost all against.

I suppose the govt could build low-rent "tenements' -
lots and lots of them - to undermine the shortage.
Alas life in such projects never had a good rep.

A law forbidding FOREIGN investment in 'housing' ?
They'd just use proxy agents .....

The "GI Bill suburbs" of the 40s/50s weren't as bad
as tenements. Individual houses. Kinda cookie-cutter
but OK. Pre-fab parts would be used now, snap 'em
together like Legos. Might get some bad neighbors
but you're not trapped in one building with them as
with tenements. Gigantic 'trailer parks' are also
a potential interim solution that avoids tenements.
Visit Florida ... there are whole cities of them.

In any case, SOMETHING needs to happen soon or we
are gonna get a whole unhoused CLASS - likely with
commie leanings - along with riots and such.
pothead
2024-12-29 01:18:16 UTC
Permalink
Post by ***@ud0s4.net
Post by pothead
Post by Racheal Madcow
Post by Ed P
Life is getting tougher and tougher for the lower income and retirees.
But Biden & Harris said they were going to make things better for the slaves...yet here we are.
Democrats have been saying that for decades and in the past, like minority voter issues as well,
the voters bought it hook line and sinker.
Well in 2024, the voters finally woke up from that deep sleep and realized that the democrats
have been lying to them and their support moved elsewhere.
But I don't think it's gonna fix the home/rent price
issues. That'll require the market to collapse (did
before) or the kind of heavy-handed tampering with
the market Republicans are almost all against.
It won't.
The market has to adjust mostly by itself.
Being an engineer, finance always makes me laugh. For every financial expert
who claims strategy A is the answer one can find another expert who claims
strategy A is not the answer.

Drill baby drill is going to help.
Post by ***@ud0s4.net
I suppose the govt could build low-rent "tenements' -
lots and lots of them - to undermine the shortage.
Alas life in such projects never had a good rep.
Not a good idea.
When govt interferes with a capitalistic free market bad things usually happen.
It might get good short term but long term it could be a mess.
Post by ***@ud0s4.net
A law forbidding FOREIGN investment in 'housing' ?
They'd just use proxy agents .....
They already are.
I have a friend who appraises commercial real estate in NYC and that's exactly what
they are doing.
Shell companies owned by other shell companies who are owned by yet another shell company.
By the time the IRS and other officials catch up with the first shell companies the property has
already changed hands, in name only, 5 times.
Post by ***@ud0s4.net
The "GI Bill suburbs" of the 40s/50s weren't as bad
as tenements. Individual houses. Kinda cookie-cutter
but OK. Pre-fab parts would be used now, snap 'em
together like Legos. Might get some bad neighbors
but you're not trapped in one building with them as
with tenements. Gigantic 'trailer parks' are also
a potential interim solution that avoids tenements.
Visit Florida ... there are whole cities of them.
I live on Eastern Long Island NY and Levittown is the poster child for
suburban housing after the war.

Those same houses that sold for about $8k are now worth
hundreds of thousands of dollars and many over a million dollars.
Post by ***@ud0s4.net
In any case, SOMETHING needs to happen soon or we
are gonna get a whole unhoused CLASS - likely with
commie leanings - along with riots and such.
I have predicted a civil war for years.
--
pothead

"Give a man a fish and you turn him into a Democrat for life"
"Teach a man to fish and he might become a self-sufficient conservative Republican"
"Don't underestimate Joe's ability to fuck things up,"
--- Barack H. Obama
Siri Cruise
2024-12-29 04:41:39 UTC
Permalink
Post by pothead
Drill baby drill is going to help.
You are going to force private companies to spend money to devalue
their product by glutting the market.
--
Siri Seal of Disavowal #000-001. Disavowed. Denied. @
'I desire mercy, not sacrifice.' /|\
The Church of the Holey Apple .signature 3.2 / \
of Discordian Mysteries. This post insults Islam. Mohamed
Chris Ahlstrom
2024-12-29 12:37:05 UTC
Permalink
Post by Siri Cruise
Post by pothead
Drill baby drill is going to help.
You are going to force private companies to spend money to devalue
their product by glutting the market.
You do know, of course, that crackpot is a moron.
--
A penny saved is a penny taxed.
Red States
2024-12-29 06:03:04 UTC
Permalink
Post by pothead
Post by pothead
Post by Racheal Madcow
Post by Ed P
Life is getting tougher and tougher for the lower income and retirees.
But Biden & Harris said they were going to make things better for
the slaves...yet here we are.
Democrats have been saying that for decades and in the past, like
minority voter issues as well,
the voters bought it hook line and sinker.
Well in 2024, the voters finally woke up from that deep sleep and
realized that the democrats
have been lying to them and their support moved elsewhere.
    But I don't think it's gonna fix the home/rent price
    issues. That'll require the market to collapse (did
    before) or the kind of heavy-handed tampering with
    the market Republicans are almost all against.
It won't.
The market has to adjust mostly by itself.
Being an engineer, finance always makes me laugh. For every financial expert
who claims strategy A is the answer one can find another expert who claims
strategy A is not the answer.
Drill baby drill is going to help.
    I suppose the govt could build low-rent "tenements' -
    lots and lots of them - to undermine the shortage.
    Alas life in such projects never had a good rep.
Not a good idea.
When govt interferes with a capitalistic  free market bad things
usually happen.
It might get good short term but long term it could be a mess.
    A law forbidding FOREIGN investment in 'housing' ?
    They'd just use proxy agents .....
They already are.
I have a friend who appraises commercial real estate in NYC and that's exactly what
they are doing.
Shell companies owned by other shell companies who are owned by yet
another shell company.
By the time the IRS and other officials catch up with the first shell
companies the property has
already changed hands, in name only, 5 times.
    The "GI Bill suburbs" of the 40s/50s weren't as bad
    as tenements. Individual houses. Kinda cookie-cutter
    but OK. Pre-fab parts would be used now, snap 'em
    together like Legos. Might get some bad neighbors
    but you're not trapped in one building with them as
    with tenements. Gigantic 'trailer parks' are also
    a potential interim solution that avoids tenements.
    Visit Florida ... there are whole cities of them.
I live on Eastern Long Island NY and Levittown is the poster child for
suburban housing after the war.
Those same houses that sold for about $8k are now worth
hundreds of thousands of dollars and many over a million dollars.
    In any case, SOMETHING needs to happen soon or we
    are gonna get a whole unhoused CLASS - likely with
    commie leanings - along with riots and such.
I have predicted a civil war for years.
  Let's hope it never gets THAT bad - it'd trash pretty
  much everything. Civil wars in 1st-world countries are
  a no-no. Shit's just too 'interconnected'.
  However I can imagine riots and some violence from
  the new un-homed class - and commies WILL urge
  them on and promise quick fixes. Luigi Mangione was
  just the beginning. Frustrations are peaking now.
  NOT sure 'the system/market' can respond fast enough.
  This isn't just the USA - bring up some Australian
  news sites .... property/rent gouging is about to
  cause something very unpleasant there as well.
It's global. Look at Britain, France, Italy and the cowed wimps of
Germany. The locals are sick and tired of leftists and woke, as we are.
  Alas, in general, attempts at govt 'fixes' almost
  always do more damage than they address. We saw
  that from the late 60s on in the USA and elsewhere.
  But 'politics' and 'practical/sane' don't always
  have much to do with each other .....
Government tends to build overlapping duplicate tentacles to other parts
of government in order to ensure relevance and employment. It results
in inefficiency and incompetence.

If you want to fix government, all unions must be removed and banned
from government employment.
186282@ud0s4.net
2024-12-29 06:32:04 UTC
Permalink
Post by pothead
Post by pothead
Post by Racheal Madcow
Post by Ed P
Life is getting tougher and tougher for the lower income and retirees.
But Biden & Harris said they were going to make things better for
the slaves...yet here we are.
Democrats have been saying that for decades and in the past, like
minority voter issues as well,
the voters bought it hook line and sinker.
Well in 2024, the voters finally woke up from that deep sleep and
realized that the democrats
have been lying to them and their support moved elsewhere.
    But I don't think it's gonna fix the home/rent price
    issues. That'll require the market to collapse (did
    before) or the kind of heavy-handed tampering with
    the market Republicans are almost all against.
It won't.
The market has to adjust mostly by itself.
Being an engineer, finance always makes me laugh. For every financial expert
who claims strategy A is the answer one can find another expert who claims
strategy A is not the answer.
Drill baby drill is going to help.
    I suppose the govt could build low-rent "tenements' -
    lots and lots of them - to undermine the shortage.
    Alas life in such projects never had a good rep.
Not a good idea.
When govt interferes with a capitalistic  free market bad things
usually happen.
It might get good short term but long term it could be a mess.
    A law forbidding FOREIGN investment in 'housing' ?
    They'd just use proxy agents .....
They already are.
I have a friend who appraises commercial real estate in NYC and that's exactly what
they are doing.
Shell companies owned by other shell companies who are owned by yet
another shell company.
By the time the IRS and other officials catch up with the first shell
companies the property has
already changed hands, in name only, 5 times.
    The "GI Bill suburbs" of the 40s/50s weren't as bad
    as tenements. Individual houses. Kinda cookie-cutter
    but OK. Pre-fab parts would be used now, snap 'em
    together like Legos. Might get some bad neighbors
    but you're not trapped in one building with them as
    with tenements. Gigantic 'trailer parks' are also
    a potential interim solution that avoids tenements.
    Visit Florida ... there are whole cities of them.
I live on Eastern Long Island NY and Levittown is the poster child for
suburban housing after the war.
Those same houses that sold for about $8k are now worth
hundreds of thousands of dollars and many over a million dollars.
    In any case, SOMETHING needs to happen soon or we
    are gonna get a whole unhoused CLASS - likely with
    commie leanings - along with riots and such.
I have predicted a civil war for years.
   Let's hope it never gets THAT bad - it'd trash pretty
   much everything. Civil wars in 1st-world countries are
   a no-no. Shit's just too 'interconnected'.
   However I can imagine riots and some violence from
   the new un-homed class - and commies WILL urge
   them on and promise quick fixes. Luigi Mangione was
   just the beginning. Frustrations are peaking now.
   NOT sure 'the system/market' can respond fast enough.
   This isn't just the USA - bring up some Australian
   news sites .... property/rent gouging is about to
   cause something very unpleasant there as well.
It's global.  Look at Britain, France, Italy and the cowed wimps of
Germany.  The locals are sick and tired of leftists and woke, as we are.
   Alas, in general, attempts at govt 'fixes' almost
   always do more damage than they address. We saw
   that from the late 60s on in the USA and elsewhere.
   But 'politics' and 'practical/sane' don't always
   have much to do with each other .....
Government tends to build overlapping duplicate tentacles to other parts
of government in order to ensure relevance and employment.  It results
in inefficiency and incompetence.
If you want to fix government, all unions must be removed and banned
from government employment.
It's a lot more than unions.

Bureaucracies and 'political fixes/economics' inherently
grow and grow over time. The pols want their paperwork
and procedural 'cushions' and the bcrats want stable boring
jobs. Not like the Olde Days where the King would personally
get involved in every issue. Too much, too many, nowadays.

None of it is INHERENTLY evil or intended to be - but thru
sheer scale and complexity and disconnection it GETS that way.

And, once established, it's almost IMPOSSIBLE to control
until all falls down goes boom. Then it starts again ....
Siri Cruise
2024-12-29 09:30:24 UTC
Permalink
  However I can imagine riots and some violence from
  the new un-homed class - and commies WILL urge
  them on and promise quick fixes. Luigi Mangione was
  just the beginning. Frustrations are peaking now.
Do not worry. You elected a real estate guy with a long history of
putting up affordable housing.
--
Siri Seal of Disavowal #000-001. Disavowed. Denied. @
'I desire mercy, not sacrifice.' /|\
The Church of the Holey Apple .signature 3.2 / \
of Discordian Mysteries. This post insults Islam. Mohamed
pothead
2024-12-29 14:36:23 UTC
Permalink
Post by pothead
Post by ***@ud0s4.net
Post by pothead
Post by Racheal Madcow
Post by Ed P
Life is getting tougher and tougher for the lower income and retirees.
But Biden & Harris said they were going to make things better for the slaves...yet here we are.
Democrats have been saying that for decades and in the past, like minority voter issues as well,
the voters bought it hook line and sinker.
Well in 2024, the voters finally woke up from that deep sleep and realized that the democrats
have been lying to them and their support moved elsewhere.
But I don't think it's gonna fix the home/rent price
issues. That'll require the market to collapse (did
before) or the kind of heavy-handed tampering with
the market Republicans are almost all against.
It won't.
The market has to adjust mostly by itself.
Being an engineer, finance always makes me laugh. For every financial expert
who claims strategy A is the answer one can find another expert who claims
strategy A is not the answer.
Drill baby drill is going to help.
Post by ***@ud0s4.net
I suppose the govt could build low-rent "tenements' -
lots and lots of them - to undermine the shortage.
Alas life in such projects never had a good rep.
Not a good idea.
When govt interferes with a capitalistic free market bad things usually happen.
It might get good short term but long term it could be a mess.
Post by ***@ud0s4.net
A law forbidding FOREIGN investment in 'housing' ?
They'd just use proxy agents .....
They already are.
I have a friend who appraises commercial real estate in NYC and that's exactly what
they are doing.
Shell companies owned by other shell companies who are owned by yet another shell company.
By the time the IRS and other officials catch up with the first shell companies the property has
already changed hands, in name only, 5 times.
Post by ***@ud0s4.net
The "GI Bill suburbs" of the 40s/50s weren't as bad
as tenements. Individual houses. Kinda cookie-cutter
but OK. Pre-fab parts would be used now, snap 'em
together like Legos. Might get some bad neighbors
but you're not trapped in one building with them as
with tenements. Gigantic 'trailer parks' are also
a potential interim solution that avoids tenements.
Visit Florida ... there are whole cities of them.
I live on Eastern Long Island NY and Levittown is the poster child for
suburban housing after the war.
Those same houses that sold for about $8k are now worth
hundreds of thousands of dollars and many over a million dollars.
Post by ***@ud0s4.net
In any case, SOMETHING needs to happen soon or we
are gonna get a whole unhoused CLASS - likely with
commie leanings - along with riots and such.
I have predicted a civil war for years.
Let's hope it never gets THAT bad - it'd trash pretty
much everything. Civil wars in 1st-world countries are
a no-no. Shit's just too 'interconnected'.
However I can imagine riots and some violence from
the new un-homed class - and commies WILL urge
them on and promise quick fixes. Luigi Mangione was
just the beginning. Frustrations are peaking now.
NOT sure 'the system/market' can respond fast enough.
This isn't just the USA - bring up some Australian
news sites .... property/rent gouging is about to
cause something very unpleasant there as well.
Alas, in general, attempts at govt 'fixes' almost
always do more damage than they address. We saw
that from the late 60s on in the USA and elsewhere.
But 'politics' and 'practical/sane' don't always
have much to do with each other .....
All good points.
I agree!
--
pothead

"Give a man a fish and you turn him into a Democrat for life"
"Teach a man to fish and he might become a self-sufficient conservative Republican"
"Don't underestimate Joe's ability to fuck things up,"
--- Barack H. Obama
Frank
2024-12-29 15:25:44 UTC
Permalink
Post by pothead
Post by pothead
Post by ***@ud0s4.net
Post by pothead
Post by Racheal Madcow
Post by Ed P
Life is getting tougher and tougher for the lower income and retirees.
But Biden & Harris said they were going to make things better for the slaves...yet here we are.
Democrats have been saying that for decades and in the past, like minority voter issues as well,
the voters bought it hook line and sinker.
Well in 2024, the voters finally woke up from that deep sleep and realized that the democrats
have been lying to them and their support moved elsewhere.
But I don't think it's gonna fix the home/rent price
issues. That'll require the market to collapse (did
before) or the kind of heavy-handed tampering with
the market Republicans are almost all against.
It won't.
The market has to adjust mostly by itself.
Being an engineer, finance always makes me laugh. For every financial expert
who claims strategy A is the answer one can find another expert who claims
strategy A is not the answer.
Drill baby drill is going to help.
Post by ***@ud0s4.net
I suppose the govt could build low-rent "tenements' -
lots and lots of them - to undermine the shortage.
Alas life in such projects never had a good rep.
Not a good idea.
When govt interferes with a capitalistic free market bad things usually happen.
It might get good short term but long term it could be a mess.
Post by ***@ud0s4.net
A law forbidding FOREIGN investment in 'housing' ?
They'd just use proxy agents .....
They already are.
I have a friend who appraises commercial real estate in NYC and that's exactly what
they are doing.
Shell companies owned by other shell companies who are owned by yet another shell company.
By the time the IRS and other officials catch up with the first shell companies the property has
already changed hands, in name only, 5 times.
Post by ***@ud0s4.net
The "GI Bill suburbs" of the 40s/50s weren't as bad
as tenements. Individual houses. Kinda cookie-cutter
but OK. Pre-fab parts would be used now, snap 'em
together like Legos. Might get some bad neighbors
but you're not trapped in one building with them as
with tenements. Gigantic 'trailer parks' are also
a potential interim solution that avoids tenements.
Visit Florida ... there are whole cities of them.
I live on Eastern Long Island NY and Levittown is the poster child for
suburban housing after the war.
Those same houses that sold for about $8k are now worth
hundreds of thousands of dollars and many over a million dollars.
Post by ***@ud0s4.net
In any case, SOMETHING needs to happen soon or we
are gonna get a whole unhoused CLASS - likely with
commie leanings - along with riots and such.
I have predicted a civil war for years.
Let's hope it never gets THAT bad - it'd trash pretty
much everything. Civil wars in 1st-world countries are
a no-no. Shit's just too 'interconnected'.
However I can imagine riots and some violence from
the new un-homed class - and commies WILL urge
them on and promise quick fixes. Luigi Mangione was
just the beginning. Frustrations are peaking now.
NOT sure 'the system/market' can respond fast enough.
This isn't just the USA - bring up some Australian
news sites .... property/rent gouging is about to
cause something very unpleasant there as well.
Alas, in general, attempts at govt 'fixes' almost
always do more damage than they address. We saw
that from the late 60s on in the USA and elsewhere.
But 'politics' and 'practical/sane' don't always
have much to do with each other .....
All good points.
I agree!
I just copied this about closing costs here in Delaware:

Home buyers are on cloud nine after buying their dream homes until they
see the closing disclosure. It lists many additional expenses you have
to bear as “closing costs.”

Delaware home buyers spend $17,859 on average in closing. These are
out-of-pocket expenses you need to finance, buy, and own your home.
Buyer closing costs largely depend on the location and can add up to
several thousand dollars in some areas of the Diamond State.

This hefty amount may startle first-time home buyers busy saving up for
the down payment. As a rule of thumb, set aside 2% to 5% of the purchase
price to cover the closing costs in Delaware. Start here! Apply for a
home loan now.

It was nothing like this when I bought this home nearly 50 years ago and
we can thank the government for what it is today.
Ed P
2024-12-29 18:05:52 UTC
Permalink
Post by Frank
Home buyers are on cloud nine after buying their dream homes until they
see the closing disclosure. It lists many additional expenses you have
to bear as “closing costs.”
Delaware home buyers spend $17,859 on average in closing. These are out-
of-pocket expenses you need to finance, buy, and own your home. Buyer
closing costs largely depend on the location and can add up to several
thousand dollars in some areas of the Diamond State.
This hefty amount may startle first-time home buyers busy saving up for
the down payment. As a rule of thumb, set aside 2% to 5% of the purchase
price to cover the closing costs in Delaware. Start here! Apply for a
home loan now.
It was nothing like this when I bought this home nearly 50 years ago and
we can thank the government for what it is today.
Going from memory six years ago, it was nothing like that. IIRC, it was
less than half that in Florida.
Frank
2024-12-29 19:38:42 UTC
Permalink
and own your home. Buyer closing costs largely depend on the location
and can add up to several thousand dollars in some areas of the Diamond
State.
This hefty amount may startle first-time home buyers busy saving up for
the down payment. As a rule of thumb, set
Yes in Delaware: Transfer taxes in Delaware are 4% of the purchase price
of the property, with 2.5% going to the state and 1.5% going to the
county. Common practice is for the buyer and seller to split the
transfer tax costs evenly, with both the buyer and seller paying 2%.
h***@ccanoemail.com
2024-12-29 19:58:34 UTC
Permalink
Post by Frank
and own your home. Buyer closing costs largely depend on the location
and can add up to several thousand dollars in some areas of the Diamond
State.
This hefty amount may startle first-time home buyers busy saving up for
the down payment. As a rule of thumb, set
Yes in Delaware: Transfer taxes in Delaware are 4% of the purchase price
of the property, with 2.5% going to the state and 1.5% going to the
county. Common practice is for the buyer and seller to split the
transfer tax costs evenly, with both the buyer and seller paying 2%.
I had to look up Land Transfer Tax for Toronto - many years ago
they added Municipal Tax on top of the Provincial Tax :-( -
- for a $ 1. million < starter home > it's $ 33. grand

https://www.chrisallard.ca/resources/land-transfer-tax-calculators/

John T.
Frank
2024-12-29 22:24:54 UTC
Permalink
Post by h***@ccanoemail.com
Post by Frank
and own your home. Buyer closing costs largely depend on the location
and can add up to several thousand dollars in some areas of the Diamond
State.
This hefty amount may startle first-time home buyers busy saving up for
the down payment. As a rule of thumb, set
Yes in Delaware: Transfer taxes in Delaware are 4% of the purchase price
of the property, with 2.5% going to the state and 1.5% going to the
county. Common practice is for the buyer and seller to split the
transfer tax costs evenly, with both the buyer and seller paying 2%.
I had to look up Land Transfer Tax for Toronto - many years ago
they added Municipal Tax on top of the Provincial Tax :-( -
- for a $ 1. million < starter home > it's $ 33. grand
https://www.chrisallard.ca/resources/land-transfer-tax-calculators/
John T.
Must have cost our son nearly $13,000 on the house he just bought.
Clare Snyder
2024-12-29 03:51:17 UTC
Permalink
Post by ***@ud0s4.net
Post by pothead
Post by Racheal Madcow
Post by Ed P
Life is getting tougher and tougher for the lower income and retirees.
But Biden & Harris said they were going to make things better for the slaves...yet here we are.
Democrats have been saying that for decades and in the past, like minority voter issues as well,
the voters bought it hook line and sinker.
Well in 2024, the voters finally woke up from that deep sleep and realized that the democrats
have been lying to them and their support moved elsewhere.
But I don't think it's gonna fix the home/rent price
issues. That'll require the market to collapse (did
before) or the kind of heavy-handed tampering with
the market Republicans are almost all against.
I suppose the govt could build low-rent "tenements' -
lots and lots of them - to undermine the shortage.
Alas life in such projects never had a good rep.
A law forbidding FOREIGN investment in 'housing' ?
They'd just use proxy agents .....
The "GI Bill suburbs" of the 40s/50s weren't as bad
as tenements. Individual houses. Kinda cookie-cutter
but OK. Pre-fab parts would be used now, snap 'em
together like Legos. Might get some bad neighbors
but you're not trapped in one building with them as
with tenements. Gigantic 'trailer parks' are also
a potential interim solution that avoids tenements.
Visit Florida ... there are whole cities of them.
In any case, SOMETHING needs to happen soon or we
are gonna get a whole unhoused CLASS - likely with
commie leanings - along with riots and such.
"trailer parks" are just as bad where you get 4 feet of snow as they
are where you get hurricaines and tornados

How is a hurricaine like a southern divorce?
You know SOMEBODY is going to lose their double wide - - -
Siri Cruise
2024-12-29 04:38:15 UTC
Permalink
Post by pothead
Well in 2024, the voters finally woke up from that deep sleep
and realized that the democrats
have been lying to them and their support moved elsewhere.
  But I don't think it's gonna fix the home/rent price
  issues. That'll require the market to collapse (did
  before) or the kind of heavy-handed tampering with
  the market Republicans are almost all against.
It will be better now because you elected people who have shown a
lifetime of fair dealing with the poor, who have deep sympathy for
those struggling to buy Groceries, whatever those are.
--
Siri Seal of Disavowal #000-001. Disavowed. Denied. @
'I desire mercy, not sacrifice.' /|\
The Church of the Holey Apple .signature 3.2 / \
of Discordian Mysteries. This post insults Islam. Mohamed
Red States
2024-12-29 06:15:29 UTC
Permalink
Post by Siri Cruise
Post by pothead
Well in 2024, the voters finally woke up from that deep sleep and
realized that the democrats
have been lying to them and their support moved elsewhere.
   But I don't think it's gonna fix the home/rent price
   issues. That'll require the market to collapse (did
   before) or the kind of heavy-handed tampering with
   the market Republicans are almost all against.
It will be better now because you elected people who have shown a
lifetime of fair dealing with the poor, who have deep sympathy for those
struggling to buy Groceries, whatever those are.
Nobody in this country has to struggle to get groceries, clothing,
housing, even money if they have the slightest motivation.

What we need are politicians who are not busy shipping American jobs out
of the country because they produce waste materials. We also need
politicians who are not busy handing money to foreign interests.

Americans first.
186282@ud0s4.net
2024-12-29 07:43:33 UTC
Permalink
Post by Red States
Post by Siri Cruise
Post by pothead
Well in 2024, the voters finally woke up from that deep sleep and
realized that the democrats
have been lying to them and their support moved elsewhere.
   But I don't think it's gonna fix the home/rent price
   issues. That'll require the market to collapse (did
   before) or the kind of heavy-handed tampering with
   the market Republicans are almost all against.
It will be better now because you elected people who have shown a
lifetime of fair dealing with the poor, who have deep sympathy for
those struggling to buy Groceries, whatever those are.
Nobody in this country has to struggle to get groceries, clothing,
housing, even money if they have the slightest motivation.
Ummm ... not USUALLY.

However 'free stuff' isn't always 'free' - esp if
provided by 'religious' interests. State-run sources
can be kinda oppressive too according to many.

Getting the Govt Cheese - CAN be a lot of paperwork.

But, almost always, you CAN eat.
Post by Red States
What we need are politicians who are not busy shipping American jobs out
of the country because they produce waste materials.  We also need
politicians who are not busy handing money to foreign interests.
Americans first.
Well ......... :-)

What ARE 'American Interests' ???

OFTEN that means "MAX PROFITS" - and thus the jobs
go overseas. The pols get their cut, so it's all
legally OK, right ?

Just wait until the "AI"s start grabbing LOTS of
jobs ... that'll be legally OK too. For YOU, well,
try the Soylent Green - yummy !

The three most 'prescient' works of the last century
were "1984", "Clockwork Orange" and "Soylent Green".
Some would say Kafka fits in there somewhere.

With SG we're talking a decayed USA. There are
climate/money/population/etc issues which have
caused a rather large percentage of the pop to
become 'redundant', 'obsolete'. The State just
packs 'em into huge tenement projects. Food,
well, the cheapest crap they wanna provide, in
slowly-diminishing proportions/quality. The proles
tend to complain and riot - as if The Leaders
GIVE A SHIT anymore. It's just all TOO ... beyond
repair and mostly beyond handling.

"Clockwork" is already here - the UK ahead of
the USA as predicted. SG is yet to come - and
"AI" is gonna be a big part of it. 'American
Interests' are gonna be FIRING all those very
annoying pointless humans for max profit.

What - think you're gonna live well selling
Hunter-esque 'art' to other Hunters ???
NO no no no no no ............ you're gonna
be killing other people for their SG packets ...
Al Burt Boarla
2024-12-28 11:50:59 UTC
Permalink
Post by Leroy N. Soetoro
https://abc7.com/post/how-many-people-are-homeless-2024/15715340/
The United States saw an 18.1% increase in homelessness this year, a
dramatic rise driven mostly by a lack of affordable housing as well as
devastating natural disasters and a surge of migrants in several parts of
the country, federal officials said Friday.
There are thousands of vaxxxine injured people who can no longer work. I suspect they are homeless now.
186282@ud0s4.net
2024-12-31 07:37:19 UTC
Permalink
Post by Leroy N. Soetoro
https://abc7.com/post/how-many-people-are-homeless-2024/15715340/
The United States saw an 18.1% increase in homelessness this year, a
dramatic rise driven mostly by a lack of affordable housing as well as
devastating natural disasters and a surge of migrants in several parts of
the country, federal officials said Friday.
There are thousands of vaxxine injured people who can no longer work. I
suspect they are homeless now.
Um ... I'm gonna say vax is generally GOOD.

SOME may have bad reactions. Some OTHERS have the
usual health issues and BLAME it on vax in order
to try and scam money.

As for "homeless" for ANY reasons ... this IS
becoming a large and real PROBLEM.

While it's usually best for the govt to stay
AWAY from trying to 'fix' things - we're looking
at a social CRISIS now - and not JUST in the USA.

A year from now, if all stays the same, I expect
HUGE flaming riots and worse over housing/rent
prices. Bankers and CEOs and landlords will get
it in the back. It's all gone just TOO far.
"Market forces" don't react FAST enough. This
is the Truth, this is how it's gonna go.

The LeftyComs will ENCOURAGE it all, hope to
gain supplicants.
Siri Cruise
2024-12-31 09:09:11 UTC
Permalink
Post by Leroy N. Soetoro
https://abc7.com/post/how-many-people-are-homeless-2024/15715340/
The United States saw an 18.1% increase in homelessness this
year, a
dramatic rise driven mostly by a lack of affordable housing as well as
devastating natural disasters and a surge of migrants in
several parts of
the country, federal officials said Friday.
There are thousands of vaxxine injured people who can no longer
work. I suspect they are homeless now.
  Um ... I'm gonna say vax is generally GOOD.
  SOME may have bad reactions. Some OTHERS have the
  usual health issues and BLAME it on vax in order
  to try and scam money.
  As for "homeless" for ANY reasons ... this IS
  becoming a large and real PROBLEM.
  While it's usually best for the govt to stay
  AWAY from trying to 'fix' things - we're looking
  at a social CRISIS now - and not JUST in the USA.
  A year from now, if all stays the same, I expect
  HUGE flaming riots and worse over housing/rent
  prices. Bankers and CEOs and landlords will get
  it in the back. It's all gone just TOO far.
  "Market forces" don't react FAST enough. This
  is the Truth, this is how it's gonna go.
  The LeftyComs will ENCOURAGE it all, hope to
  gain supplicants.
<https://en.wikipedia.org/wiki/National_Vaccine_Injury_Compensation_Program>

The Office of Special Masters of the U.S. Court of Federal Claims,
popularly known as "vaccine court", administers a no-fault system
for litigating vaccine injury claims. These claims against vaccine
manufacturers cannot normally be filed in state or federal civil
courts, but instead must be heard in the U.S. Court of Federal
Claims, sitting without a jury.

The National Vaccine Injury Compensation Program (VICP or NVICP)
was established by the 1986 National Childhood Vaccine Injury Act
(NCVIA), passed by the United States Congress in response to a
threat to the vaccine supply due to a 1980s scare over the DPT
vaccine. Despite the belief of most public health officials that
claims of side effects were unfounded, large jury awards had been
given to some plaintiffs, most DPT vaccine makers had ceased
production, and officials feared the loss of herd immunity.
--
Siri Seal of Disavowal #000-001. Disavowed. Denied. @
'I desire mercy, not sacrifice.' /|\
The Church of the Holey Apple .signature 3.2 / \
of Discordian Mysteries. This post insults Islam. Mohamed
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